Pedestrians, cyclists, and motorcyclists share the road with various vehicles daily. Unlike drivers in cars or trucks, these individuals have less protection. It’s crucial to be cautious when driving near pedestrians, cyclists, and motorcyclists.
Here are some guidelines to ensure safe driving around motorcycles:
- Never share a lane with a motorcycle. Motorcyclists need the entire lane for safe travel.
- Be mindful of lane movement. Motorcyclists often shift within their lane to avoid hazards like potholes and to keep a safe distance from other vehicles.
- Maintain extra following distance. Motorcycles can stop more quickly than cars, so leave additional space when driving behind them.
- Consider weather and road conditions. Poor weather, road conditions, and hazards can cause a motorcyclist to lose control.
ESSENTIAL TIPS FOR SAVING ON MOTORBIKE INSURANCE WITHOUT COMPROMISING COVERAGE
- Choose a smaller, older, or less expensive bike
Smaller or older bikes usually have less powerful engines, leading to lower insurance costs. They are cheaper to repair or replace and generally pose less risk of causing significant damage or injury. Note that this may not apply to rare or classic bikes. - Avoid modified and unusual motorbikes
Bikes with numerous modifications can increase your insurance premiums as they are costlier to repair or replace and more attractive to thieves. - Limit your mileage
Riding less reduces your risk profile, leading to lower insurance premiums. - Pay annually
Paying your insurance in full annually is cheaper than monthly installments due to the absence of interest or finance charges. - Improve your bike’s security
Installing an alarm, immobilizer, or tracker can deter thieves and may reduce your insurance costs. However, consider if the expense of these upgrades outweighs the savings on your premium. - Park in a secure location
Whenever possible, store your bike in a secure garage or shed, or on a driveway overnight. This reduces the risk of theft or damage and can lower your insurance costs. - Consider who rides your bike
Having a young or inexperienced rider on your policy can increase costs, but adding an experienced rider (with their consent) might reduce premiums. Always be honest about the main rider to avoid committing insurance fraud, which could result in rejected claims.
For expert advice, contact us at Insurance Ideal.
