Home & Business

1. Fire, lighting, explosion, earthquake or smoke
2. Storm, flood or tornado
3. Rebellion, demonstrations and civil unrest
4. Vandalism and malicious acts
5. Aircraft and other aerial devices
6. Leaking oil or water from any plumbing, heating, washing machine, fridge & freezer
7. Theft or attempted theft for jewerly coverage is limited to 5% of insured value content when they are in locked drawer or safe (more than 5% see further coverage)
8. Cracking or collapse of television or radio antennae
9. Equipment and machinery outside the home including solar (up to €1000)
10. Falling trees
11. Temporary habitation and loss of rent
12. Breaking glass and sanitary ware (up to €500)
13. Water freezes at any plumbing
14. Engineering and Architecture Fees (5% of the amount of insurance with a minumum of €5000)*
15. Wreckage Removal Expenses (5& of the amount of insurance with a minimum of €5000)*
16. Costs of Investigation (up to €500)
17. Legal liability €50.000
18. Legal liability for property losses up to €100.000
19. Legal liability for body injuries up to €100.000

Building Coverage: Optional Covers

• Portable Possessions
• Personal Accident
• Accidental damage on building
• Accidental damage on electrical equipment
• Insurance for your liability to your domestic employees €160.000 (coverage limit)

1. Fire, lighting, explosion, earthquake or smoke
2. Strom, flood or tornado
3. Rebellion, demonstrations and civil unrest
4. Vandalism and malicious acts
5. Aircraft and other aerial devices
6. Leaking oil or water from any plumbing, heating, washing machine, fridge and feezer
7. Theft ot attempted theft after burlglary
8. Cracking or collapse of television or rado (up to €1000)
9. Equipment and machinery outside the home including solar (up to €1000)
10. Falling trees
11. Temporary habbitation and loss of rent
12. Loss of oil and water up to €700
13. Freezer content
14. Conent in the garden (up to €200)
15. Death insurance
16. Legal liability (€50.000)
17. Legal liabilty for property losses up to €100.000
18. Legal liabilty for body injuries up to €100.000

Basic Coverage

• Fire, Lightning, Explosion

Additional Optional Coverages

• Explosion
• Bush/Forest Fire
• Earthquake and volcanic eruption
• Bursting of Pipes and other Water appliances
• Flood, Storm and Tempest
• Impact of any vehicle or animal
• Malicious Damages
• Riots, Strikes & Civil Commotion
• Aircraft Impact
• Snow, Ice, Hail
• Short-circuit
• Rehabilitation Expenses
• Loss of Rent
• Architects and Surveyors Fees
• Debris Removal

Optional Coverages Combined

Theft with forcible entry into private dwelling
Breakage of Glass